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Pre-Qualify For Your Mortgage

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Charlottesville real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

About You
* Your Name:
* Your Email Address:
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Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Loan Info
Anticipated Down Payment:
Desired Loan Amount:
Total Monthly Income:
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Additional Info
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Along With Any Comments,
Concerns, Or Questions:
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Real Estate Tips

Time to Move >Housing Considerations

The impending arrival of a new baby is an important catalyst for many couples to plan a move. You may need more space or prefer a larger yard or a street with less traffic. Having a baby represents a profound change in life. Your thoughts about housing suddenly begin to include considerations about schools, neighborhood playgrounds, and other families with young children.

If you plan to enlarge your family in the near future, it is a good idea to assess your real estate needs early in the planning stage. If you have a condominium or smaller house which you have to sell in order to buy a new home, talk to us about placing your current home on the market now. It could take a while for it to close, even if we find buyers relatively quickly. Most real estate agents have stories of closing attorneys bringing paperwork to the maternity ward. While this may provide witty repartee for the agent, it is not a lot of fun for the new parents trying to work out the last minute details of a major move when the baby is about to arrive.

See All Tips In The "Time to Move" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia

Q 
What document must lenders provide within three days of receiving your application for financing?

A 
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
See More Real Estate Trivia >

Len Mailloux, REALTOR®, real estate agent and broker for Charlottesville, Virginia home listings, property and land for sale - NUMBER1EXPERT

Len Mailloux
Better Homes and Gardens Real Estate III

500 Faulconer Dr.
Charlottesville, VA. 22903
Office : 434-984-7404
Cell: 434-981-1972
Fax: 434-984-7489
Email: lenmailloux@NUMBER1EXPERT.com

Len Mailloux is one of America's NUMBER1EXPERTS� He has been named by Unique Homes magazine as one of the top real estate professionals in the country. Len's reputation for matching people with properties, exceptional marketing and advertising strategies, knowledge of the market and love of the area are qualities upon which his clients rely. Just call or contact him by e-mail today!

CRS Equal Housing MLS REALTOR


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