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Charlottesville Information

Welcome > Local Info > Charlottesville Information ...

Welcome to Central Virginia

Farmington Country Club

Central Virginia is one of the most desirable places in the country to live and do business. Extending along the eastern edge of the Blue Ridge Mountains, the region lies midway between New York and Atlanta. Residents enjoy an outstanding lifestyle that is characterized by clean air and water and the availability of nationally-recognized educational programs

Farmington Country Club

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White Gables Pavilions ~ Albemarle Virginia

Horse country indeed! Gently rolling hills, ponds, lakes, and blue sky!


Garth Road, pictured above is located in Farmington Hunt Country only 15 minutes from the birthplace of Meriweather Lewis.

Come and visit my town. You will understand why Lewis and Clark returned. Garth Road, pictured above is located in Farmington Hunt Country. Charlottesville is the home of Thomas Jefferson’s Monticello and the University of Virginia


	The Blue Ridge Mountains at your doorstep


	Scenic Virginia.

Request my Free Charlottesville Relocation Package. It's packed full of useful and important information about the Charlottesville, Virginia area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...

It's my job to know EVERYTHING about Charlottesville! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly...

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Real Estate Tips

Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia

Q	What is an encumbrance against a property, which may be voluntary or involuntary?
A	There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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Len Mailloux, REALTOR®, real estate agent and broker for Charlottesville, Virginia home listings, property and land for sale - NUMBER1EXPERT

Len Mailloux
Better Homes and Gardens Real Estate III
500 Faulconer Dr.
Charlottesville, VA. 22903
Office : 434-984-7404
Cell: 434-981-1972
Fax: 434-984-7489
Email: lenmailloux@NUMBER1EXPERT.com
Len Mailloux is one of America's NUMBER1EXPERTSï¿½ He has been named by Unique Homes magazine as one of the top real estate professionals in the country. Len's reputation for matching people with properties, exceptional marketing and advertising strategies, knowledge of the market and love of the area are qualities upon which his clients rely. Just call or contact him by e-mail today!